The Federal Deposit Insurance Corporation announced that the U.S. commercial banks and savings institutions it insures reported aggregate net income of $90.1 billion in Q2’26, an increase of 28.7% year-over-year. Net interest margin was 3.32% in Q2’26, up slightly from 3.31% in the prior quarter. Net interest margin reported by community banks increased by 19 basis points year-over-year to 3.81% in Q2’26.