The Federal Deposit Insurance Corporation announced that the U.S. commercial banks and savings institutions it insures reported aggregate net income of $80.5 billion in Q1’26, an increase of 14.3% year-over-year. Net interest margin was 3.31% in Q1’26, down from 3.39% in the prior quarter. Net interest margin reported by community banks increased by 24 basis points year-over-year to 3.71% in Q1’26.