Factoid - Wednesday, August 27, 2025
The Federal Deposit Insurance Corporation (FDIC) announced that U.S. commercial banks and savings institutions insured by the FDIC reported that aggregate net income declined by 1.0% quarter-over-quarter to $69.9 billion in Q2'25. Net interest margin stood at 3.26% in Q2'25, above the pre-pandemic average of 3.25%. Community banks reported that net income surged by 12.5% quarter-over-quarter to $7.6 billion in Q2'25. The number of institutions on the FDIC's "Problem Bank List" stood at 59 at the end of the quarter. For comparison, the post-crisis (2008-2009) high for the list was 888 in Q1'11.
Posted on Wednesday, August 27, 2025 @ 9:15 AM

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