First Trust Target Date Fund 2050 R1
Holdings as of 02/17/2020
Total Number of Holdings: 221
Name Symbol Weighting Descending sort
Vanguard FTSE Emerging Markets ETF VWO 8.06%
SPDR Gold Trust GLD 3.52%
iShares Cohen & Steers REIT ETF ICF 2.59%
WisdomTree Bloomberg U.S. Dollar Bullish Fund USDU 1.98%
Invesco Emerging Markets Sovereign Debt ETF PCY 1.96%
SPDR Bloomberg Barclays International Treasury Bond ETF BWX 1.91%
iShares Short Maturity Bond ETF NEAR 1.45%
Invesco Senior Loan ETF BKLN 1.43%
iShares iBoxx $ Investment Grade Corporate Bond ETF LQD 0.99%
iShares 7-10 Year Treasury Bond ETF IEF 0.99%
iShares TIPS Bond ETF TIP 0.98%
Iberdrola S.A. (ADR) IBDRY 0.64%
CSL Limited (ADR) CSLLY 0.64%
Shin-Etsu Chemical Co., Ltd. (ADR) SHECY 0.63%
Novo Nordisk A/S (ADR) NVO 0.62%
Alphabet Inc. (Class A) GOOGL 0.61%
Cintas Corporation CTAS 0.60%
Lockheed Martin Corporation LMT 0.60%
Roche Holding AG (ADR) RHHBY 0.60%
Copart, Inc. CPRT 0.60%
Equinix, Inc. EQIX 0.60%
Vertex Pharmaceuticals Incorporated VRTX 0.59%
KDDI Corporation (ADR) KDDIY 0.59%
Linde Plc LIN 0.59%
The Hershey Company HSY 0.58%
Public Storage PSA 0.58%
British American Tobacco Plc (ADR) BTI 0.58%
Vinci S.A. (ADR) VCISY 0.58%
Muenchener Rueckversicherungs-Gesellschaft AG (MunichRe) (ADR) MURGY 0.58%
Schneider Electric SE (ADR) SBGSY 0.58%
Monster Beverage Corporation MNST 0.58%
Eli Lilly and Company LLY 0.57%
Costco Wholesale Corporation COST 0.57%
Sony Corporation (ADR) SNE 0.57%
PepsiCo, Inc. PEP 0.57%
Northrop Grumman Corporation NOC 0.57%
Air Products and Chemicals, Inc. APD 0.57%
Accenture Plc ACN 0.57%
Dassault Systemes S.E. (ADR) DASTY 0.57%
Automatic Data Processing, Inc. ADP 0.56%
Stryker Corporation SYK 0.56%
Ross Stores, Inc. ROST 0.56%
Nippon Telegraph and Telephone Corporation (ADR) NTTYY 0.56%
The Bank of Nova Scotia BNS 0.56%
Bristol-Myers Squibb Company BMY 0.55%
The TJX Companies, Inc. TJX 0.55%
L'Oreal S.A. (ADR) LRLCY 0.55%
EssilorLuxottica S.A. (ADR) ESLOY 0.55%
UnitedHealth Group Incorporated UNH 0.54%
ONEOK, Inc. OKE 0.54%
Best Buy Co., Inc. BBY 0.54%
adidas AG (ADR) ADDYY 0.54%
Dollar General Corporation DG 0.54%
Henkel AG & Co. KGaA (ADR) HENKY 0.54%
Industria de Diseno Textil, S.A. (ADR) IDEXY 0.54%
Volkswagen AG (ADR) VWAGY 0.54%
Walmart, Inc. WMT 0.53%
Honda Motor Co., Ltd. (ADR) HMC 0.53%
HCA Healthcare, Inc. HCA 0.53%
Rio Tinto Plc (ADR) RIO 0.52%
Deere & Company DE 0.51%
Eni SpA (ADR) E 0.51%
Suncor Energy Inc. SU 0.51%
T-Mobile US, Inc. TMUS 0.51%
Nintendo Co., Ltd. (ADR) NTDOY 0.51%
CDW Corporation CDW 0.51%
Total S.A. (ADR) TOT 0.50%
Equinor ASA EQNR 0.49%
Target Corporation TGT 0.48%
Sysco Corporation SYY 0.48%
L3Harris Technologies Inc. LHX 0.48%
Royal Dutch Shell Plc (ADR) RDS/A 0.48%
Twitter, Inc. TWTR 0.48%
AutoZone, Inc. AZO 0.47%
Intel Corporation INTC 0.47%
T. Rowe Price Group, Inc. TROW 0.47%
Duke Energy Corporation DUK 0.46%
Cognizant Technology Solutions Corporation CTSH 0.46%
Hormel Foods Corporation HRL 0.45%
Southwest Airlines Co. LUV 0.45%
Micron Technology, Inc. MU 0.45%
Cigna Corporation CI 0.45%
Regeneron Pharmaceuticals, Inc. REGN 0.44%
Humana Inc. HUM 0.43%
Centene Corporation CNC 0.43%
Electronic Arts Inc. EA 0.42%
Newmont Corporation NEM 0.42%
Berkshire Hathaway Inc. (Class B) BRK/B 0.42%
Anthem, Inc. ANTM 0.42%
Delta Air Lines, Inc. DAL 0.42%
AT&T Inc. T 0.41%
Pfizer Inc. PFE 0.39%
Cummins Inc. CMI 0.39%
ConocoPhillips COP 0.38%
Chevron Corporation CVX 0.38%
Pioneer Natural Resources Company PXD 0.38%
Tyson Foods, Inc. (Class A) TSN 0.37%
EOG Resources, Inc. EOG 0.37%
Walgreens Boots Alliance, Inc. WBA 0.37%
Phillips 66 PSX 0.34%
Amedisys, Inc. AMED 0.31%
Enphase Energy, Inc. ENPH 0.30%
Ulta Beauty, Inc. ULTA 0.30%
Darden Restaurants, Inc. DRI 0.29%
NVR, Inc. NVR 0.29%
Arthur J. Gallagher & Co. AJG 0.29%
Tetra Tech, Inc. TTEK 0.29%
Fortinet, Inc. FTNT 0.29%
Henry Schein, Inc. HSIC 0.28%
Tandem Diabetes Care, Inc. TNDM 0.28%
The Interpublic Group of Companies, Inc. IPG 0.27%
Gentex Corporation GNTX 0.27%
Curtiss-Wright Corporation CW 0.27%
Molina Healthcare, Inc. MOH 0.27%
Performance Food Group Company PFGC 0.27%
Williams-Sonoma, Inc. WSM 0.26%
Lennar Corporation LEN 0.26%
NRG Energy, Inc. NRG 0.26%
Lancaster Colony Corporation LANC 0.25%
Omnicom Group Inc. OMC 0.25%
Robert Half International Inc. RHI 0.25%
PulteGroup, Inc. PHM 0.25%
D.R. Horton, Inc. DHI 0.25%
MAXIMUS, Inc. MMS 0.25%
Exelixis, Inc. EXEL 0.25%
Watsco, Inc. WSO 0.25%
Erie Indemnity Company ERIE 0.25%
Globus Medical, Inc. (Class A) GMED 0.25%
Zebra Technologies Corporation ZBRA 0.24%
Expeditors International of Washington, Inc. EXPD 0.24%
Landstar System, Inc. LSTR 0.24%
Take-Two Interactive Software, Inc. TTWO 0.24%
Columbia Sportswear Company COLM 0.24%
JetBlue Airways Corporation JBLU 0.24%
LHC Group, Inc. LHCG 0.24%
M.D.C. Holdings, Inc. MDC 0.23%
Cohen & Steers, Inc. CNS 0.23%
MarketAxess Holdings Inc. MKTX 0.23%
SYNNEX Corporation SNX 0.23%
Interactive Brokers Group, Inc. (Class A) IBKR 0.23%
Arena Pharmaceuticals, Inc. ARNA 0.23%
First American Financial Corporation FAF 0.23%
Knight-Swift Transportation Holdings Inc. KNX 0.23%
Walker & Dunlop, Inc. WD 0.23%
Houlihan Lokey, Inc. HLI 0.23%
Old Republic International Corporation ORI 0.22%
Texas Roadhouse, Inc. TXRH 0.22%
NewMarket Corporation NEU 0.22%
First Citizens BancShares, Inc. FCNCA 0.22%
Exponent, Inc. EXPO 0.22%
TRI Pointe Group, Inc. TPH 0.22%
Mohawk Industries, Inc. MHK 0.21%
EMCOR Group, Inc. EME 0.21%
Hub Group, Inc. HUBG 0.21%
Quidel Corporation QDEL 0.21%
Pilgrim's Pride Corporation PPC 0.21%
Spirit Airlines, Inc. SAVE 0.21%
BMC Stock Holdings, Inc. BMCH 0.21%
Installed Building Products, Inc. IBP 0.21%
UniFirst Corporation UNF 0.20%
Urban Outfitters, Inc. URBN 0.20%
Universal Forest Products, Inc. UFPI 0.20%
Regal Beloit Corporation RBC 0.20%
Simpson Manufacturing Co., Inc. SSD 0.20%
ABM Industries Incorporated ABM 0.20%
Reliance Steel & Aluminum Co. RS 0.20%
ManTech International Corporation MANT 0.20%
PacWest Bancorp PACW 0.20%
Snap-on Incorporated SNA 0.19%
Vishay Intertechnology, Inc. VSH 0.19%
Equity Commonwealth EQC 0.19%
American Eagle Outfitters, Inc. AEO 0.19%
Zions Bancorporation ZION 0.19%
Oshkosh Corporation OSK 0.19%
Host Hotels & Resorts, Inc. HST 0.19%
AVX Corporation AVX 0.19%
MSC Industrial Direct Co., Inc. (Class A) MSM 0.19%
Saia, Inc. SAIA 0.19%
Dick's Sporting Goods, Inc. DKS 0.19%
WD-40 Company WDFC 0.19%
Inter Parfums, Inc. IPAR 0.19%
Central Garden & Pet Company (Class A) CENTA 0.19%
Concho Resources Inc. CXO 0.19%
Stepan Company SCL 0.19%
Parsley Energy, Inc. (Class A) PE 0.19%
American National Insurance Company ANAT 0.18%
Nucor Corporation NUE 0.18%
Telephone and Data Systems, Inc. TDS 0.18%
Brady Corporation BRC 0.18%
Sykes Enterprises, Incorporated SYKE 0.18%
Plexus Corp. PLXS 0.18%
United States Cellular Corporation USM 0.18%
PVH Corp. PVH 0.18%
J & J Snack Foods Corp. JJSF 0.18%
Rush Enterprises, Inc. (Class A) RUSHA 0.18%
Bank of Hawaii Corporation BOH 0.18%
Eagle Bancorp, Inc. EGBN 0.18%
Pacific Premier Bancorp, Inc. PPBI 0.18%
Bank OZK OZK 0.18%
Dillard's, Inc. (Class A) DDS 0.17%
Murphy Oil Corporation MUR 0.17%
Steel Dynamics, Inc. STLD 0.17%
PriceSmart, Inc. PSMT 0.17%
Steven Madden, Ltd. SHOO 0.17%
Lithia Motors, Inc. LAD 0.17%
Diodes Incorporated DIOD 0.17%
National Beverage Corp. FIZZ 0.17%
Asbury Automotive Group, Inc. ABG 0.17%
Diamondback Energy, Inc. FANG 0.17%
Graham Holdings Company GHC 0.16%
Marathon Oil Corporation MRO 0.16%
Insight Enterprises, Inc. NSIT 0.16%
Cimarex Energy Co. XEC 0.16%
PDC Energy, Inc. PDCE 0.16%
Knowles Corporation KN 0.16%
United States Steel Corporation X 0.15%
Sanderson Farms, Inc. SAFM 0.15%
Sally Beauty Holdings, Inc. SBH 0.14%
Matador Resources Company MTDR 0.14%
CNX Resources Corporation CNX 0.13%
Cash 2.58%
Underlying Securities information represented above is as of 02/17/2020 but will vary with future fluctuations in the market.


The First Trust Target Date Funds are collective investment funds that invest according to a strategy determined by First Trust Advisors L.P., which serves as the Fund's Sub-Advisor. These funds were created by Hand Composite Employee Benefit Trust and are sponsored by Hand Benefits & Trust Company, a BPAS Company.

Plan sponsors and participants should consider the Fund's investment objective, time horizon, risks, charges and expenses carefully before investing. Contact your financial advisor or call First Trust Portfolios L.P. at 877.937.4015 to request an Information Statement, which contains this and other information about the Fund. Read it carefully before you invest.


The First Trust Collective Investment Funds are not mutual funds and their units are not deposits of the Trustee, Hand Benefits & Trust Company, or the Sub-Advisor, and are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other agency. The units are securities which have not been registered under the Securities Act of 1933 and the Fund is exempted from investment company registration under the Investment Company Act of 1940. Therefore, participating plans and their participants will not be entitled to the protections under these Acts. Management of the Trust, however, is generally subject to the fiduciary duty and prohibited transaction rules under the Employee Retirement Income Security Act of 1974 ("ERISA").

As with any investment, you can lose money by investing in a Fund. The mix of assets in a Fund is intended to diminish the risk of loss, but sometimes stocks, bonds, and other assets in a Fund's portfolio may lose value simultaneously. While the Funds are managed to reduce equity market exposure and, therefore, equity market risk over time, investment in a Fund is exposed to market risk and other certain risks. For more information regarding the following risks, please consult the Fund's Information Statement.

The Fund is subject to market risk which is the risk that a particular security owned by the Fund or shares of the Fund in general may fall in value.

An investment in a fund containing securities of non-U.S. issuers is subject to additional risks, including currency fluctuations, political risks, withholding, the lack of adequate financial information, and exchange control restrictions impacting non-U.S. issuers. These risks may be heightened for securities of companies located in, or with significant operations in, emerging market countries.

Changes in currency exchange rates and the relative value of non-U.S. currencies may affect the value of the Fund's investments and the value of the Fund's shares.

The Fund invests in small and/or mid-capitalization companies. Such companies may experience greater price volatility than larger, more established companies.

Certain securities held by the Fund are subject to credit risk, income risk, interest rate risk and prepayment risk. Credit risk is the risk that an issuer may default on its obligation to make principal and/or interest payments when due. Credit risk is heightened for senior loan securities. Income risk is the risk that income from the Fund's fixed income investments could decline during periods of falling interest rates. Interest rate risk is the risk that the value of debt securities will decline because of rising interest rates. Prepayment risk is the risk that, during periods of falling interest rates, an issuer may exercise its right to pay principal on an obligation earlier than expected. This may result in a decline in a fund's income. Each of these risks may have an adverse effect on the Fund's total return.

Companies that issue loans tend to be highly leveraged and thus are more susceptible to the risk of interest deferral, default and/or bankruptcy. Senior floating rate loans, in which the Fund may invest, are usually rated below investment grade but may also be unrated. As a result, the risks associated with these senior floating rate loans are similar to the risks of high-yield fixed income instruments.

High-yield securities or "junk" bonds are subject to greater market fluctuations and risk of loss than securities with higher ratings, and therefore, are considered to be highly speculative. These securities are issued by companies that may have limited operating history, narrowly focused operations, and/or other impediments to the timely payment of periodic interest and principal at maturity. The market for high-yield securities is smaller and less liquid than that for investment-grade securities.

The Fund may invest in securities of other investment companies, including ETFs or other pooled investment vehicles PIVs which involves additional expenses that would not be present in a direct investment in the underlying funds. In addition, a fund's investment performance and risks may be related to the investment performance and risks of the underlying funds.

The Fund may invest in Treasury Inflation-Protected Securities ("TIPS"), which are securities issued by the U.S. Government but differ from nominal rate Treasury securities in certain respects. TIPS are issued at fixed coupon rates lower than those of nominal rate Treasury securities, but the principal amount of TIPS fluctuates daily based on a pro-rata portion of the change in the Consumer Price Index as reported three months earlier. Coupon payments are made based on the adjusted principal value of the TIPS. In a falling inflationary environment, both the coupon payments and the value of TIPS will decline. Foreign governments may issue securities with features similar to TIPS.

The value of commodities and commodity-linked instruments typically is based upon the price movements of a physical commodity or an economic variable linked to such price movements. The prices of commodities and commodities-linked instruments may fluctuate quickly and dramatically and may not correlate to price movements in other asset classes. Each of these factors and events could have a significant negative impact on the Fund.

Real estate investment trusts and other real estate related companies are subject to certain risks, including changes in the real estate market, vacancy rates and competition, volatile interest rates and economic recession.

Not FDIC Insured  •  Not Bank Guaranteed  •  May Lose Value