Contact the First Trust 401(k) department for a list of record keeper availability.
Collective Investment Funds (CIFs) are tax-exempt, pooled investment products available only to qualified retirement plans.
CIFs are not mutual funds.
Because CIFs are used in defined contribution plans, fund trustees are held to the fiduciary requirements of the Employee
Retirement Income Security Act ("ERISA")1, an important consideration for plan sponsors.
First Trust offers a range of investment opportunities tailored for the retirement plan community.
- seeks to provide above-average total
return by adhering to five specialized investment strategies. To learn more, click:
here.
- seeks to provide above-average total return
using a mix of asset classes that adjusts to accomodate retirement needs as retirement approaches. Click on a Fund to learn more:
2010,
2020,
2030,
2040,
2050.
There can be no assurance that the Funds identified above and herein will achieve their investment objectives.
1The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for retirement and health
benefit plans in private industry. Before ERISA was enacted by Congress, employees were not protected under any law and many of them retired
or were discharged without benefits. There were many years of different questionable practices by certain pension plans prior to the passing
of ERISA in 1974.
Plan sponsors and participants should consider each Fund's investment objective, risks, charges and expenses carefully before investing. Contact
your financial advisor, visit www.ftportfolios.com, or call First Trust Portfolios L.P. at 877-937-4015
to request an Information Statement, which contains this and other information about the Funds. Read it carefully before you invest.
Not FDIC Insured • Not Bank Guaranteed • May Lose Value